Medicare Savings Programs & Extra Help in Alabama
2026 Medicare Savings Program limits in Alabama
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Alabama has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.
Extra Help in Alabama
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Alabama
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Alabama's Medicaid office.
Free local help: Alabama SHIP (Ageline) offers free, unbiased Medicare counseling at 1-800-243-5463.
Check your Alabama eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Alabama for 2026?
In Alabama for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Alabama has no asset test, only income counts.
Does Alabama have an asset test for Medicare Savings Programs?
No. Alabama has eliminated the asset test, so only your income is counted.
Where can I get free help with Medicare in Alabama?
Alabama's SHIP (Alabama SHIP (Ageline)) gives free, unbiased Medicare counseling at 1-800-243-5463. You can also apply for the Medicare Savings Programs through Alabama's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Alabama Medicaid. MediNav is not the government.