Keep watching a parent's Medicare, for a lot less than the worry
The Money Finder is always free, find what you may be missing and see every key date. Paid plans do the watching for you: automatic re-checks, benefit-expiry alerts, and a reminder before every deadline.
50% off your first 3 months, and your price is locked for life. Only 497 of 500 founding spots left.
Find your money and track it yourself.
- Full Money Finder check, Extra Help, Savings Programs & more
- Step-by-step how to apply for each one
- Save your results and mark what you've claimed
- Key Medicare dates & Open Enrollment deadlines
- Free local SHIP counselor finder
We watch it for you, all year.
- Everything in Free, watched for you year-round
- Personal reminders before each of your deadlines
- Benefit-expiry alerts, before money is lost
- Automatic re-checks + alerts when new money opens up
- Enrollment tracking, followed to approval
- Renewal guard, never miss a redetermination
- Monthly money summary
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Your whole family, plus the heavy lifting.
- Everything in Watch, for everyone you care for
- Care for up to 3 people (parents, a spouse, or yourself)
- Family access: invite a sibling or relative to help
- Read my plan: AI pulls hidden dental, vision, hearing & OTC dollars
- Check my bill: spot charges you may not owe
- Appeal IRMAA: we draft the SSA-44 for you
- Life changes guide + printable emergency one-pager
- Denial & appeals support
- Secure document vault
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Every paid plan comes with a 30-day money-back guarantee. No commissions, no data selling. Cancel anytime. See how we make money on our Trust page.
Every tool is free to try. See all tools and what each one does →
Compare the plans
Everything free stays free. The paid plans do the watching for you.
Questions people ask
Straight answers, no fine print.
Is MediNav insurance or a Medicare plan?
No. MediNav is a neutral tool that helps you find and keep the benefits you're already entitled to. We don't sell insurance, we're not a broker, and we take no commissions, so there's never a hidden agenda to steer you toward one plan.
Do you sell my information?
Never. We do not sell or share your personal information with anyone. The only way MediNav makes money is the Watch and Watch+ subscriptions, that's the whole business model.
Can I cancel anytime?
Yes, cancel in a couple of clicks from your account, no phone call and no runaround. And every paid plan comes with a 30-day money-back guarantee, so you can try it with zero risk.
Does this work with Medicare Advantage?
Yes. MediNav works with both Original Medicare and Medicare Advantage, and it flags the plan-specific extras (dental, vision, hearing, OTC allowances) that Advantage members most often leave unused.
Are you the government or Medicare?
No. MediNav is an independent, neutral helper, not Medicare, Social Security, or any government agency. We always point you to the official sources so you can verify everything yourself.
Is the Money Finder really free?
Yes. The Money Finder and the key Medicare dates are always free, and you don't even need an account to check. Watch and Watch+ add the done-for-you vigilance, automatic re-checks, reminders before every deadline, and tracking each benefit to approval.