Medicare Savings Programs & Extra Help in Delaware
2026 Medicare Savings Program limits in Delaware
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Delaware has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.
Delaware also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in Delaware
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Delaware
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Delaware's Medicaid office.
Free local help: Delaware Medicare Assistance Bureau (SHIP) offers free, unbiased Medicare counseling at 1-800-336-9500 (in-state), or call 1-800-MEDICARE from out of state.
Check your Delaware eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Delaware for 2026?
In Delaware for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Delaware has no asset test, only income counts.
Does Delaware have an asset test for Medicare Savings Programs?
No. Delaware has eliminated the asset test, so only your income is counted.
Where can I get free help with Medicare in Delaware?
Delaware's SHIP (Delaware Medicare Assistance Bureau (SHIP)) gives free, unbiased Medicare counseling at 1-800-336-9500 (in-state), or 1-800-MEDICARE from out of state. You can also apply for the Medicare Savings Programs through Delaware's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Delaware Medicaid. MediNav is not the government.