Medicare Savings Programs & Extra Help in Illinois
2026 Medicare Savings Program limits in Illinois
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Asset limit: $9,950 (single) / $14,910 (married). Your home and one car don't count.
Extra Help in Illinois
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Illinois
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Illinois's Medicaid office.
Free local help: Illinois SHIP (Senior HelpLine) offers free, unbiased Medicare counseling at 1-800-252-8966 (in-state), or call 1-800-MEDICARE from out of state.
Check your Illinois eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Illinois for 2026?
In Illinois for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. The asset limit is $9,950 single / $14,910 married.
Does Illinois have an asset test for Medicare Savings Programs?
Yes, $9,950 single / $14,910 married, not counting your home or one car.
Where can I get free help with Medicare in Illinois?
Illinois's SHIP (Illinois SHIP (Senior HelpLine)) gives free, unbiased Medicare counseling at 1-800-252-8966 (in-state), or 1-800-MEDICARE from out of state. You can also apply for the Medicare Savings Programs through Illinois's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Illinois Medicaid. MediNav is not the government.