Medicare Savings Programs & Extra Help in Indiana
Higher income limits: Indiana sets Medicare Savings Program income limits above the federal minimums, so you may qualify even above the amounts below.
2026 Medicare Savings Program limits in Indiana
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Asset limit: $9,950 (single) / $14,910 (married). Your home and one car don't count.
Indiana also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in Indiana
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Indiana
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Indiana's Medicaid office.
Free local help: Indiana SHIP offers free, unbiased Medicare counseling at 1-800-452-4800 (in-state), or call 1-800-MEDICARE from out of state.
Check your Indiana eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Indiana for 2026?
In Indiana for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. The asset limit is $9,950 single / $14,910 married.
Does Indiana have an asset test for Medicare Savings Programs?
Yes, $9,950 single / $14,910 married, not counting your home or one car.
Where can I get free help with Medicare in Indiana?
Indiana's SHIP (Indiana SHIP) gives free, unbiased Medicare counseling at 1-800-452-4800 (in-state), or 1-800-MEDICARE from out of state. You can also apply for the Medicare Savings Programs through Indiana's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Indiana Medicaid. MediNav is not the government.