Medicare Savings Programs & Extra Help in Maine
Higher income limits: Maine sets Medicare Savings Program income limits above the federal minimums, so you may qualify even above the amounts below.
2026 Medicare Savings Program limits in Maine
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Maine has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.
Maine also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in Maine
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Maine
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Maine's Medicaid office.
Free local help: Maine SHIP offers free, unbiased Medicare counseling at 1-800-262-2232 (in-state), or call 1-800-MEDICARE from out of state.
Check your Maine eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Maine for 2026?
In Maine for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Maine has no asset test, only income counts.
Does Maine have an asset test for Medicare Savings Programs?
No. Maine has eliminated the asset test, so only your income is counted.
Where can I get free help with Medicare in Maine?
Maine's SHIP (Maine SHIP) gives free, unbiased Medicare counseling at 1-800-262-2232 (in-state), or 1-800-MEDICARE from out of state. You can also apply for the Medicare Savings Programs through Maine's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Maine Medicaid. MediNav is not the government.