Medicare Savings Programs & Extra Help in Vermont
Higher income limits: Vermont sets Medicare Savings Program income limits above the federal minimums, so you may qualify even above the amounts below.
2026 Medicare Savings Program limits in Vermont
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Vermont has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.
Vermont also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in Vermont
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Vermont
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Vermont's Medicaid office.
Free local help: Vermont SHIP offers free, unbiased Medicare counseling at 1-800-642-5119 (in-state), or call 1-800-MEDICARE from out of state.
Check your Vermont eligibility, free
Frequently asked questions
What are the Medicare Savings Program income limits in Vermont for 2026?
In Vermont for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Vermont has no asset test, only income counts.
Does Vermont have an asset test for Medicare Savings Programs?
No. Vermont has eliminated the asset test, so only your income is counted.
Where can I get free help with Medicare in Vermont?
Vermont's SHIP (Vermont SHIP) gives free, unbiased Medicare counseling at 1-800-642-5119 (in-state), or 1-800-MEDICARE from out of state. You can also apply for the Medicare Savings Programs through Vermont's Medicaid office, and for Extra Help free through Social Security.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Vermont Medicaid. MediNav is not the government.