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State guide · updated 2026

Medicare Savings Programs & Extra Help in Washington

Washington has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.

2026 Medicare Savings Program limits in Washington

ProgramPays forSingle / moMarried / mo
QMBPart B premium + deductibles & copays$1,350$1,824
SLMBPart B premium$1,616$2,184
QIPart B premium$1,816$2,455

Washington has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.

Extra Help in Washington

Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.

How to apply in Washington

Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Washington's Medicaid office.

Free local help: Washington SHIBA offers free, unbiased Medicare counseling at 1-800-562-6900.

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Frequently asked questions

What are the Medicare Savings Program income limits in Washington for 2026?

In Washington for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Washington has no asset test, only income counts.

Does Washington have an asset test for Medicare Savings Programs?

No. Washington has eliminated the asset test, so only your income is counted.

Where can I get free help with Medicare in Washington?

Washington's SHIP (Washington SHIBA) gives free, unbiased Medicare counseling at 1-800-562-6900. You can also apply for the Medicare Savings Programs through Washington's Medicaid office, and for Extra Help free through Social Security.

Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Washington Medicaid. MediNav is not the government.