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State guide · updated 2026

Medicare Savings Programs & Extra Help in Washington, D.C.

Washington, D.C. has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.

Higher income limits: Washington, D.C. sets Medicare Savings Program income limits above the federal minimums, so you may qualify even above the amounts below.

2026 Medicare Savings Program limits in Washington, D.C.

ProgramPays forSingle / moMarried / mo
QMBPart B premium + deductibles & copays$1,350$1,824
SLMBPart B premium$1,616$2,184
QIPart B premium$1,816$2,455

Washington, D.C. has no asset test. Your savings don't count for the Medicare Savings Programs, only your income matters.

Extra Help in Washington, D.C.

Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible, worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.

How to apply in Washington, D.C.

Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Washington, D.C.'s Medicaid office.

Free local help: DC State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling at 202-727-8370.

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Frequently asked questions

What are the Medicare Savings Program income limits in Washington, D.C. for 2026?

In Washington, D.C. for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Washington, D.C. has no asset test, only income counts.

Does Washington, D.C. have an asset test for Medicare Savings Programs?

No. Washington, D.C. has eliminated the asset test, so only your income is counted.

Where can I get free help with Medicare in Washington, D.C.?

Washington, D.C.'s SHIP (DC State Health Insurance Assistance Program (SHIP)) gives free, unbiased Medicare counseling at 202-727-8370. You can also apply for the Medicare Savings Programs through Washington, D.C.'s Medicaid office, and for Extra Help free through Social Security.

Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates, verify with SSA and Washington, D.C. Medicaid. MediNav is not the government.